Does Walmart Cash Handwritten Checks?

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It is easier to write handwritten checks than electronically written ones; however, financial institutions refuse to accept handwritten checks for processing because they are more time-consuming.

You may be asking whether Walmart accepts handwritten checks since they have money centers all over the country. Yes, Walmart accepts handwritten checks. Here is what I’ve learned after conducting my investigation!

Do Walmart Cash Handwritten Checks In 2022?

The majority of Walmart stores accept handwritten checks that have been signed by hand beginning in 2022.

However, Walmart will accept checks only if they are printed and include information about the company, phone number, address, date of issue, and the check’s amount in alphabetical and numerical order.

You can find out more about the costs associated with cashing handwritten checks, as well as the locations where you can cash them by reading what follows!

How To Cash Handwritten Check?

You can cash a handwritten check at any of these retailers, banks, or credit unions by bringing along a valid government-issued photo ID.

Once your identity has been verified, the institution will handle the handwritten check as a standard pre-printed check.

Why Don’t Some Walmarts Cash Handwritten Checks?

Some Walmart does not cash handwritten checks, even from corporate accounts, due to the increased risk of the check being stolen or the account being inadequately funded.

Walmart could suffer severe losses as a result. This is the reason for its policy which only accepts checks that are pre-printed electronically.

Does Walmart Cash Handwritten Checks?

However, some Walmart locations don’t accept handwritten checks due to state and local restrictions. Before visiting, you can use the Walmart store locator to find a Walmart near you.

How Much Does It Cost To Cash A Handwritten Check?

If you do not have an account with a particular bank, the fee to cash a handwritten check is generally less than $10.

Some banks may also charge a percentage of the check’s value, ranging from 1% to 3%.

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The per-check fee and a percentage of the total amount of every check will be charged by check-cashing businesses. 

The services provided by these companies are often more expensive than those offered by banks and credit unions.

Where Else Can You Cash Handwritten Checks?

While Walmart does not accept handwritten checks at some of its locations, many banks, credit unions, and check cashing establishments provide check-cashing services.

You should take the handwritten check to your local bank, where you will be able to cash it or have the money deposited directly into your account.

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Alternatively, you might pay a visit to the bank that issued the check, which will also process the cashing request.

You should always contact the establishments, banks, or credit unions you plan to visit in advance and inquire about the requirements for cashing a handwritten check as well as how much they charge.


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