Does Walmart Accept Apple Pay?

Walmart has more than 10,000 stores in 100 countries, making it the world’s largest retailer.

Apply Pay has 507 million users worldwide, making it the world’s largest mobile payments provider.

You may be wondering if Walmart accepts Apple Pay, and the following information will help you find out.

It is expected that by 2022, approximately 96 percent of Americans will have a cellphone, and iPhones will account for 55 percent of all mobile devices.

Apple Pay is accepted at over two million locations across the United States, with many users opting for it.

Wal-Mart, which has locations all over the country, is the nation’s largest retail chain and a one-stop shop for all your needs.

There are low prices and a large selection of products, ensuring that you will always be able to find what you need.

It is no surprise that Walmart has led innovation in the retail industry ever since it was made a popular place to shop because of its popularity.

It is continually seeking new ways to satisfy its customers.

Many shoppers are now requesting NFC terminals that enable them to use their digital wallets, such as Apple Pay, while shopping.

We tell you everything you need to know to find out if Walmart accepts Apple Pay.

However, does Walmart accept Apple Pay, as thousands of other businesses do? What we discovered was as follows!

Does Walmart Accept Apple Pay In 2022?

The Walmart stores do not currently accept Apple Pay as of 2022. You can now use Walmart Pay, which is currently available in select markets, to make purchases at the registers and self-checkout aisles using your iPhone. 

PayPal, American Express, MasterCard, Visa, and checks are the only forms of payment accepted by Walmart.

I researched further and discovered some interesting reasons Walmart doesn’t accept Apple Pay and the next best alternative! Please continue reading!

Does Walmart Take Apple Pay?

Walmart does not accept Apple Pay at any of its locations. As an alternative, they recommend using Walmart Pay instead.

The connected money of Apply Pay can be applied to a purchase using NFC (near-field communication) technology.

For the time being, Walmart does not support NFC.

In place of it, they use QR codes.

Does Walmart Accept Apple Pay

Walmart has its digital wallet called Walmart Pay, which explains this.

To make a purchase, you scan a QR code and use the linked funds.

Consequently, Walmart doesn’t accept any NFC-based payments.

You cannot use a mobile payment system, such as the ones offered by Android, iOS, or other major smartphone manufacturers.

How do I use Walmart Pay to pay with my iPhone at Walmart?

You can use your iPhone to pay for Walmart purchases if you’re a Walmart shopper.

You will need to download the Walmart Pay app to your iPhone, create an account for free, and link your debit or credit card to the Walmart Pay App.

The Walmart Pay app allows you to scan a QR code after your purchases have been checked out at the cashier or self-checkout lane to complete your transaction.

Scanning the QR code brings you to the app to pay with a debit or credit card.

Like Apple Pay, you will receive a receipt within the app when the transaction is complete.

Wal-Mart Pay does not provide the same level of convenience as Apple Pay, but it is still a great alternative for customers who want to avoid stowing away a wallet or purse when purchasing items.

When will Walmart accept Apple Pay?

Walmart’s spokeswoman confirmed the retailer is not planning to adopt Apple Pay soon.

You don’t need Apple Pay because Walmart Pay is embedded into the Walmart app you already have on your iPhone.

Walmart Doesn’t Accept Apple Pay. Why?

Walmart didn’t take Apple Pay before introducing Walmart Pay for another reason. These companies were targeted due to their close ties to Merchant Customer Exchange (MCX).

MCX only accepts CurrentC payment options, which are QR code-based. Walmart, Google Pay, and Samsung Pay do not use MXC because it is a direct rival to Apple Pay.

Walmart’s refusal to embrace Apple Pay is also since they cannot collect any data from Apple Pay customers.

Walmart can offer personalized recommendations and alerts to customers using the Walmart Pay app, thanks to this data.

Does Apple Pay Work in Stores?

Walmart does not accept Apple Pay, but you may still use your iPhone to buy groceries and other goods at tens of thousands of other retailers.

Paying with Apple Pay is now possible at 7-Eleven and CVS. They had been resisting the app but recently gave in. Other merchants that accept Apple Pay include:

  • Acme Markets
  • Winn Dixie
  • Costco
  • Food Maxx
  • Publix
  • Super Valu
  • Schnucks
  • Shop N Save
  • IKEA
  • Target
  • Walgreens
  • Whole Foods Market
  • Safeway
  • Save Mart 
  • Albertsons

Walmart Customers Have Another Alternative to Apple Pay!

You can utilize your Apple Pay app at Walmart, which is interesting. You can use Apple Pay to complete a purchase if you have the ibotta app and extension installed. Here’s what you need to do to utilize ibotta effectively:

  • Download the ibotta app and ibotta extension.
  • You can then select Apple Pay when paying through the ibotta app in the store or through the extension on your computer at home.

You can get up to 2 percent back on every transaction with Ibotta, a cashback rewards company. 

Does Walmart Accept Apple Pay

The rewards are only available when you purchase specific items and at specific stores. Additionally, you must locate the items and offers on your phone before shopping.

You may still use Apple Pay to get money quickly (by saving 2%) when you do so. You have to show the cashier the QR code to receive your reward.

You Can Also Use Affirm Financing Option

Walmart allows you to make online purchases using Affirm as a payment option, as well as these options. Affirm is a financing option that requires monthly payments, like other credit payment alternatives.

You can acquire financing on the spot if you qualify, and you pay back your balance if you don’t qualify within three, six, or twelve months.

Affirm eCommerce loans are similar to layaway programs, except that you will not have to pay interest on a large number of items. 

The annual percentage rate (APR) for items that do not qualify for that option, on the other hand, can range between 10 and 30 percent. The amount of your APR is determined by your credit score.

Download the Walmart App on Your Smartphone

To begin using your iPhone to pay at Walmart checkouts, you must first download the Walmart app. If you do not already have the Walmart app, take these steps to get it.

  • Go to the App Store on your iPhone and type Walmart Pay into the search bar to find Walmart Pay.
  • Download the Walmart Pay App by selecting it in the dropdown menu.
  • Once the software has been downloaded, open it and navigate the Services screen.
  • Select Walmart Pay > Set Up Walmart Pay from the drop-down menu.
  • You can register any card you wish to use to make purchases at Walmart by following the easy instructions on the screen. The process is quick and uncomplicated.
  • To pay for your products at the checkout, all you have to do is scan the QR code on your receipt.

What Payment Methods Does Walmart Accept?

You might wonder how you would pay Walmart without Apple Pay if you have Apple Pay.

Walmart allows a variety of payment methods for in-store purchases.

It is still possible to use credit cards and debit cards from major carriers without a digital wallet.

Additionally, you can pay with cash or personal cheques. Walmart also takes money orders as a form of payment.

Money orders are convenient because they can be obtained immediately from a Walmart shop. There is a MoneyCenter section in the store to get a money order.

In addition, there is a single money order machine located at the entrance of some stores.

The process of obtaining a money order is fast and easy, and you can then use it to pay for your purchases.

Additionally, the shop accepts its card, the Walmart MoneyCard. You can also use Walmart gift cards as a form of payment if you have any.

You can also use American Express gift cards, but they must be activated beforehand.

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Walmart also offers its credit card, dubbed the Walmart Credit Card. Cardholders can use this card just as they would any conventional credit card.

Finally, the store accepts SNAP food stamps if you pay for your groceries. If you’re paying online, Walmart also takes a few different forms of payment.

For online transactions, it takes Chase Pay and PayPal, for example. Online payment by Reliacard cash is also accepted.

Finally, Walmart’s online store will accept payment via American Express Checkout.

Venmo is also accepted at both its online and physical stores.

It is one of the few establishments that accept it.

What Are the Benefits of Using Apple Pay?

You won’t have to worry about anyone obtaining your PIN if you choose Apple Pay for your payment.

Your phone contains no chip or reader, so thieves won’t be able to steal your information when you check out.

You can also use Face ID or Touch ID to secure your device further. When you use Face ID, your face is scanned by three different types of sensors.

Does Walmart Accept Apple Pay

When you use this method, you will be the only one capable of paying with your phone except for twins. Your fingerprint is used for Touch ID, and even your identical twin will be unable to track it.

Apple Pay has the advantage of not requiring you to save receipts anymore, so you won’t have to remember to do that. 

Apple Pay takes care of it for you. Each transaction is securely stored on your phone and can only be accessed through the use of the security measures you choose, such as: 

  • A PIN
  • Face ID 
  • Touch ID

An additional benefit of Apple Pay

The Apple Card is a fee-free credit card that’s even better than Apple Pay on your iPhone. You will also receive the lowest possible annual percentage rate (APR), so you can save money on your shopping. You’ll also receive daily cashback rewards on purchases with the Apple Card.

You will receive an instant refund for each purchase. You will also receive 2% cashback if you use the Apple Card along with Apple Pay. 

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Regardless of the situation, you save money by using your card, and you save even more by using Apple Pay.

My guide to Walmart’s cashback limits will also provide more information about payments at Walmart. 

Moreover, you can search for other businesses accepting Apple Pay, such as Kroger, Walgreens, Dollar General, Costco, and CVS.